Pat Clark-Zellmer & Gene Zellmer
Pat's Cell: 605-366-7565
Gene's Cell: 605-366-4499

The Clark-Zellmer Team

The Clark-Zellmer Team firmly believes you should be properly informed, at the outset, about matters such as negotiating strategies, selecting price and terms, and protecting yourself in the transaction. Any of these factors can affect your real estate decisions. We have prepared a number of items on our web page as a guide.

Relax for a moment and chat with us. What is it that you really want? What do you need? How much do you feel comfortable spending? Together, you will identify "must have" and "like to have" items and establish priorities. We will listen. We will get to know you and learn what you really want. We will be patient and we know the market. You will benefit from our knowledge and experience.

Some hearty buyers want to use several agents, the more working for them the better, right? No, wrong. The Best was to find a home is to pick a Realtor that you trust and in which you have confidence. In choosing a Realtor, consider their interest in you and in your family. Consider their track record, their competency and their firm's performance record.

Our agents are ready to share with our buyers every property that we know for sale. We are in touch with every major Real Estate Company every day. We know what is new on the market, what's a good house and what's not, and we often know of properties that are going to come onto the market; some even before they are listed. Real estate is our business and we want you to be happy. We will help you find the best property for you.

Start with the Seller's Property Disclosure prepared by the seller, South Dakota law provides that most sellers must give you one. Read it carefully. It is not a warranty, but the seller must be honest and there is valuable information in it.

The purchase agreement will provide you with opportunity for inspections as a condition to your purchase. We will recommend professional inspectors. Their costs is reasonable, and you will learn a lot. It is best if you attend the inspection. If the inspections reveal serious problems that you couldn't see and that weren't previously disclosed, the seller must either fix them or you don't have to buy the property. A professional inspector's eyes and your eyes will reduce your exposure to unwanted surprises.

We also can provide a special one-year Warranty Plan that will cover certain appliances and systems in your home. There is a cost, of course, and a deductible for each claim. Nonetheless, many purchasers have found this extra assurance comforting.

Finances are important and we want you to feel comfortable about them early in your property search.

While it can be confusing, it doesn't need to be. Each is designed to fit certain buyers. Each has special benefits but also liabilities. What you want to find, is the best situation for you, not for someone else, but for you. We will refer you to a knowledgeable and conscientious lender who will put your best interests first.

Before you begin negotiating, we will have estimated how much money you will need, for both the down payment and closing costs. We will estimate your monthly payment, including a component for taxes and insurance, if you will be including them in your payment. Negotiating to buy a home from a sound position based on knowledge is always the best plan.

The lender will give you, in detail what information you will need to have available. Then after application, they will follow up with the loan processing, appraising, inspections and title work, all requirements for a smooth closing.

As problems pop up, as they sometimes do, we are ready to help solve them. Our considerable experience can be of real help to you.

Many important concerns will already be covered in the purchase agreement. For instance, the sellers must prove that they own the property. Inspections are carefully explained. A contingency for your financing is available. How the earnest money will be handled, possession, and a host of other details are included. We will add any special conditions that may concern you. Our experience in this area can be invaluable.

How about the price? What is fair? As your Buyers Agents, we will represent you. We will review the price for which other similar properties that have sold. We will help you to develop a negotiating strategy. Our mission is to give you, our client, the best advice possible.

The seller may accept your offer, make a counter offer or turn your offer down. Whatever the seller's response, we will be at your side throughout the negotiations and closing of the transaction. All of our skills and knowledge will be available to you.

Before closing, we will review the entire transaction with you and try to help you not overlook any details. We will review with you a preliminary closing statement to be sure it is correct. At Hegg, Realtors, Inc. we are proud of our record for smooth closings.

It is time for excitement and joy. Soon you will be moving into your new home. Soon you will be enjoying the benefits that caused you to love this home.

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